Findo vn is an online platform where users can get online loans. Platform developed by SOFI SOLUTIONS. Findo is, first of all, quick loans that are suitable for people who find themselves in a difficult life situation and at the same time cannot borrow money from relatives and friends.
This online platform provides small loans 24/7. If you need a loan in the amount of VND 250,000 to VND 17,000,000, then this is the best financial solution. Findo’s payout partner is FINCAP.VN Limited Liability Company.
Officially, this online service was launched in 2021, but it quickly gained popularity and is highly appreciated by users due to its professional work and favorable lending conditions, as well as a high level of customer support in the lending process.
Findo vn is an easy way to apply, all you need is an ID. Flexible loan terms and no hidden fees can meet the needs of a wide range of clients. Findo also offers many special offers for new and old borrowers.
Findo has 2 offices in Vietnam:
- SOFI SOLUTIONS – Ground floor, 397 Dien Bien Phu, District 4, District 3, City. Ho Chi Minh
- FINCAP VN – 54 Street No. 4, Cu Xa Do Thanh, Ward 04, District 3, City. Ho Chi Minh City.
Findo cheating customers?
Findo is a legal business licensed by the Planning and Investment Department of Ho Chi Minh City. All Findo products are legal and comply with the requirements and general regulations of the State Bank of Vietnam.
Clients can trust Findo and be sure that the company strictly adheres to the conditions specified in the loan agreement. Findo puts its reputation and prestige first and protects customer information. The company is not only represented on the Internet, but also has a head office and customer support.
All information about the financial company is publicly available and is not hidden. Sofi Solutions, the owner of the Findo online platform, is a global trend. The demand for online loans is growing and the company releases and updates new services in the field of Fintech and online loans.
The Findo loan agreement is transparent and public, because customers have the right to know all the terms of the loan before borrowing money. Findo does not call relatives, colleagues and does not interfere with the personal space of clients: phone book, zalo application, instant messengers.
The market for financial solutions is quite active, but many borrowers still choose Findo because of the following outstanding benefits:
It only takes 5 minutes to fill in your loan registration information in Findo. In addition, the automatic approval process is also very fast, in just 3 minutes the system will return the results of the loan approval.
With Findo, all loan applications are submitted online, and the system does not require borrowers to verify their income. When applying for a loan, you only need to provide one type of document: ID/CCCD.
Apply for a quick loan 24/7
Findo is always responsive to clients’ financial decisions. Findo supports all your financial needs 24/7. Once the loan is approved, the money will be paid out quickly through the bank account.
When it comes to online loans, customers are most concerned about information about interest rates and loan fees. With Findo, this information is transparent and publicly available before clients decide to apply for a loan. Thus, you can choose Findo with confidence to solve your immediate financial difficulties.
What are the requirements for Findo borrowers?
In order to apply for a loan on Findo that will be easily approved, borrowers must meet some basic conditions:
- The Borrower is a Vietnamese citizen currently residing and working in Vietnam.
- Age from 20 to 60 years.
- Have a valid ID/CCCD and a valid ID.
- Have a stable job/income (financial proof is not required).
- Have a bank account in the name of the borrower to receive payments and a telephone number for the owner so that employees can contact him.
What is the credit limit when borrowing money through FINDO?
Currently, Findo loans are quite flexible, borrowers can choose as low as VND 250,000 or as much as VND 10 million or more. The official limits today are from 1,000,000 to 40,000,000 VND. Borrowers applying to Findo for the first time can borrow up to VND 7,000,000. After a successful settlement, you will be eligible for the next loan with a maximum limit of up to VND 40 million. Limits are also varied, and Findo’s loan terms also provide borrowers with plenty of options.
What is the loan term in FINDO?
As with the limit, Findo’s loan term is also quite flexible, which suits many of the choices of many customers. Findo loans will have a minimum loan term of 90 days and a maximum of 180 days.
What is the interest rate and fees at FINDO?
Findo is committed to interest rates in accordance with the regulations of the State Bank, which range from 18% to 20% per annum.
Rates of 18%-20% per annum are quite competitive in the financial market today. Findo fees include service fee, late payment fee, prepayment fee.
The interest rate on the first Findo loan is 0% per annum, but the term of the first loan is only 30 days.
Procedure for approving and issuing loan
Customers access the findo.vn website and register for a cash loan by following these steps:
Step 1: You choose the credit limit you need and then choose “Register Now”.
Step 2: Add personal information such as: full name, ID/CCCD number, phone number. Then confirm the code from the system sent to your registered phone number. Fill in the email field to complete the personal information profile.
Step 3: Fill in the occupation and income information. How much is your monthly income – Expenses shown on the request form.
Step 4: Next, you need to fill in information about the relative, including:
- Relatives’ names
- relationship with you
- Relative’s phone.
Step 6: Confirm your personal information by following these steps:
- Take a photo of the front of your ID/CCCD.
- Take a selfie with your ID/CCCD (as shown in the picture)
Step 7: Finally, fill in the address information about the place of residence: province/city, district/district, parish/commune, street/house/apartment number… click Continue and wait a few minutes to receive the verification results.
Step 8: Wait for approval. Loan approval results will be available in a few minutes once Findo receives your application. You will receive an SMS and an email with the details of the loan.
Step 9: Get the money. Get a quick loan through your bank account as soon as your application is approved. Payout time is only within 15 minutes or at the latest the next business day depending on each bank.
How to pay a loan for Findo?
Fast and convenient loan payments can be made in one of the following ways:
Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank)
- Account Name: FINCAP VN Co., Ltd.
- Account number: 1021 565 555
- Payment content; payment HD [identification number]
Vietnam Prosperity Joint Stock Commercial Bank (VPbank)
- Account Name: FINCAP VN Co., Ltd.
- Account number: 241 582 272
- Payment content: HD payment [identification number]
Payment via MoMo e-wallet
- Open the MoMo app on your phone, sign in (or register)
- On the main screen, enter the keyword “Search” in the search field; or select Finance – Insurance > Loan payments > Findo;
- Enter your ID/CCCD number
- Check the information and amount, click “Pay” , then click “Confirm” to complete.
How do I know if my loan is approved?
If your loan application is eligible, the system will send an SMS and email to notify you of your loan details. You can then log in to the Findo.vn website to check the payment date, payment amount, and interest rate.
Can I request an extension of the loan repayment date?
To extend the loan term, customers can directly call the Customer Service HOTLINE for instructions and request an extension.
You can also check the details of the loan extension by logging into your personal account on Findo.vn. Thereafter, an additional renewal fee will be charged upon request.
Can I get several loans at the same time in Findo?
Currently, customers cannot take out many loans at the same time in Findo. But Findo will help you borrow more up to the approved maximum credit limit.
Can I get a loan from Findo with bad debt?
Findo does not currently have official information, but most online loan applications will not support clients with Group 3 debt history or higher.
Can I change my phone number or email address?
If you have changed your mobile phone number or email address, you will need to update this information in your Findo.vn Personal Account.
Does Findo allow early repayment of a loan?
Findo will support clients who can apply for early loan repayment, if necessary, without having to pay any penalty.
What are the opening hours of Findo.vn?
You can apply for a loan online 24/7/365
Monday – Sunday: 08:00 – 18:00
Assistance in paying the loan:
Monday – Sunday: 8:00 – 18:00